The Coverage We Offer
Choosing the right health plan doesn't have to be complicated. At Summit Health Advisors, we simplify your options and help you find coverage that fits your needs, lifestyle, and budget — from Medicare to private health coverage for those under 65.
Whether you want all-in-one convenience, extra support, maximum provider freedom, or an affordable individual plan, we've got you covered.
Medicare Plans (Age 65+)
Call to start your free review: 877-452-0532
Medicare Advantage
All-in-one coverage with extra benefits
These plans combine hospital (Part A), medical (Part B), and often prescription drug (Part D) coverage into one convenient package. Many also include valuable extras like dental, vision, hearing, transportation, and fitness memberships. It’s a great choice for those who want bundled benefits and coordinated care.
🧩 Best for: Simplicity, extra perks, and network-based savings.
Dual-Eligible Special Needs Plans (D-SNP)
Extra support for those with Medicare & Medicaid
If you qualify for both Medicare and full Medicaid, D-SNPs offer tailored benefits at little to no cost. These plans often include $0 premiums*, enhanced supplemental services, and a dedicated care coordination team to help manage your healthcare journey.
💡 Best for: Individuals with limited income who need extra coverage and support.
Nationwide flexibility and predictable costs
Prefer more provider freedom? Medigap plans help cover out-of-pocket expenses like deductibles and co-insurance. When paired with a standalone Part D prescription plan, this combo offers stable and predictable healthcare costs—no matter where you travel.
🌍 Best for: Frequent travelers and those who want maximum provider choice.
Medigap + Part D
Supplemental & Ancillary Coverage
Extra protection beyond your core Medicare plan
Round out your coverage with add-on plans like dental, vision, and hearing, plus hospital indemnity and cancer/critical illness protection that pay cash benefits to help with costs Medicare doesn't fully cover. From routine care to unexpected hospital stays or a serious diagnosis, these plans help shield you from out-of-pocket surprises and keep your whole-health needs covered.
🛡️ Best for: Anyone wanting fuller protection for dental, vision, hospital stays, and serious illness.
Private Health Plans (Under 65)
Individual & Family Health Plans
Coverage for life before Medicare.
Comprehensive medical plans for individuals and families who don't have coverage through an employer — including marketplace (ACA) and private options. We compare plans across carriers to find the right balance of premium, coverage, and provider access.
👨👩👧 Best for: Families, self-employed, anyone transitioning from a family plan and those shopping for their own coverage.
Supplemental & Ancillary Coverage
Flexible options when you're between jobs or retired before 65.
Whether you've left a job, started your own business, or retired early, we'll help you avoid gaps in coverage and find a plan that keeps you protected until Medicare kicks in.
💼 Best for: Business owners, freelancers, and early retirees.
Self-Employed & Early Retiree Coverage
Fill the gaps with add-on protection.
Dental, vision, accident, and other supplemental plans that pair with your primary coverage for more complete protection.
➕ Best for: Anyone wanting extra coverage beyond a base medical plan.
Not Sure Which Plan Fits? Let’s Figure It Out, Together
Seeing all the options is one thing, but knowing which is right for you is another. That's where we come in. Our licensed advisors will walk through your needs, compare the plans that fit, and explain everything in plain language, with zero pressure.
There's no cost and no obligation, just honest guidance to help you enroll with confidence.